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Save Money: How To Save 2 Percent On Public Transport

EZ-link cardreader on the entrance of an SMRT ...
Image via Wikipedia

Want to be lazy and save some money on public transport cost? It isn’t too hard to achieve that!

2 banks in Singapore are issuing credit card that enables you to save money and be lazy if you are using the bus/MRT/LRT everyday.

The 2 credit cards are:
POSB Everyday Card by POSB
Citi SMRT Platinum Visa Card by Citibank

Both cards work the same way, you need to apply the EZ-Reload so as to enjoy the benefit of 2% rebate on the EZ-Reload transactions.

The biggest plus of having EZ-Reload is that you can save time on the ez-link Top-Up as it is billed to the credit card. Saves time on finding General Ticketing Machines (GTM) and Add Value Machines (AVM) to top-up the amount when it runs low. It also saves wallet space as one less card is needed.

Both POSB Everyday Card and Citi SMRT Platinum Visa Card offers 2% rebate but if you charge less than $600 on Citi SMRT Platinum Visa Card, it only rebates you 1.7%.

Because of this, I have switched to using POSB Everyday Card as my main travel card for the full rebate.

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