Sometimes I get a shock on my credit card bill, not a big shock, just a mild one.
Recently, I notice I have a red -$192.60 on one of my credit card statement that is seldomly used.
Actually, my wife told me to have a look at my credit card statement as she also have the same credit card.
I was charged $192.60 for the annual card fee!
It’s not a small amount, really.
So, how do I save on credit card annual fee?
It’s easy, just ask the bank for a credit card fee waiver.
Just call the bank and say:
“Hi, I would like to request a waiver of my credit card annual fee”
It’s that easy!
“Ask and you shall receive, seek and you shall find, knock and the door shall be answered.”
– Matthew 7:7
99.9% of the time, the request will be accepted and you can see the fee reversal in the next few days.
If not, just cancel the card and apply for another one :)
There is no lack of good credit cards in the market!